Thomas P. Schinbein - Actuary
					Professional Qualifications
			Graduated 1978, McMaster University, Honours Bachelor of Science ( B.Sc. )
			Graduated 1979, University of Waterloo, Masters of Mathematics - Statistics ( M.Math )
			Qualified 1987, Fellow of the Society of Actuaries ( F.S.A. )
			Qualified 1987, Fellow of the Canadian Institute of Actuaries ( F.C.I.A. )
			Qualified 1995, Fellow of the Conference of Consulting Actuaries ( F.C.A. )
			Qualified 1995, Member of the American Academy of Actuaries ( M.A.A.A. )